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An area of our practice that is related to our real estate practice is our title insurance and closing services. We perform title searches and title abstracting. We prepare and issue title opinions, title insurance commitments, endorsements, and policies. We also serve as approved attorneys to issue title insurance commitments and policies on behalf of major national title insurance underwriters.
The firm has a strong practice involving the closing of both residential and commercial real estate transactions.
Title Services include but are not limited to the following: Limited Lien Search (Current Owner Search): title is examined from the time the borrowers acquire title to the present. This includes tax evaluations and half-year amounts. This information is presented in a concise; easy to read printed report. Full Title Search: title is examined for a period of not less than forty (40)years, checking each owner during that time frame. We check for applicable liens, mortgages, easements, leases, and court cases and probate proceedings. This information is compiled into a Title Commitment or Binder. Exam Only Services includes title search notes or "raw title" to attorneys and outside title companies for use in their title operations. Closing Services which include taking information obtained from the title search, our processors coordinate the real estate closing. They obtain lien and mortgage pay off figures, prepare closing documents (including deeds) and, arrange a convenient time and location for the execution of the documents with all parties involved. Attorney Opinion which entails a review of the notes from the full title exam and issues a written opinion as to the marketability of the title to the subject property.
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